Only Seconds Away
Each day, we help tons of individuals get auto loans for bad credit. Bankruptcy? No problem! Bad Credit? That's our specialty! The application was created to help people looking for auto loans for bad credit get approved, start today!.
SECURE 256-BIT SSL ENCRYPTION (all loan applications are processed through our parent, www.autoapproved.com)
If you are looking for a bad credit auto loan, you might be asking:
Is there really a way for me to get an auto loan with bad credit? What if my credit history is really bad, or I don't even have a credit score? If you can get an auto loan with bad credit then there has to be some sort of catch, right?
Actually, there are tons of people searching for auto loans for bad credit who find that the answer is that it is definitely a possibility to get a car loan with bad credit!
Let's unpack the reasons:
The fact that you have bad credit and are looking for an auto loan doesn't mean you can't get approved. When the economy is down, like it has been the last several years, more people end up having bad credit (even bankruptcy). This put's banks in a position to either not make loans, or adjust their practices to meet the current economic conditions. A bad credit auto loan may not have the same rates as a loan for someone with better credit scores, but it also doesn't mean that a bad credit auto loan won't be approved because the competition is higher now for banks and the standards lower. The reality is, the number of people with great credit goes down each year.
A bad credit auto loan means a secured loan. This means that the vehicle you buy is literally the collateral securing the loan. Banks are more interested in financing auto loans for bad credit because they are secured. Bankers might never come clean about this, but they know that having bad credit doesn't mean you don't pay your bills. Actually, in lots of instances people who have filed chapter 11 or 13 bankruptcy can actually be in a better position to receive a bad credit auto loan because they are often times able to make their payments better than someone with a higher credit score because of their financial position.
Getting an auto loan, even with a bad credit score, is a fantastic way to raise your credit score. Having that payment history that is positive will make it way more likely that a financial institution is interested in working with you to help you get financing for future loans.
A Dealership Franchise has stiff competition, it can literally be as important, if not more so, to actually sell a car as it is to make a huge profit off that car. The reason is that auto manufacturers have an incentive based program for their franchisers. As they sell cars, the incentives increase - not based on the price, but the number of cars sold. This means, more cars sold = more incentives (and larger incentives). This makes it to where dealers are interested in making deals to get cars sold. If you are looking to buy a car with an auto loan, even with bad credit - then the competition is on your side. Often, dealers will even bring the auto loan financing in house, giving bad credit auto loans and even no money down. This provides financing options you might not find elsewhere.
We know how to get you approved for an Auto Loan, even with Bad Credit, it's what we do!
We've been in the bad credit auto loans business ever since our first days in 1989. We understand how to get people approved no matter what their credit history. The online application was created in 1999 to provide you and opportunity to look at your top options for auto loan financinng. It really only takes a few minutes to apply!
Get Approved for your auto loan today!
We can get you approved!
Lot's of people wonder if they can get an auto loan with bad credit or after bankruptcy. Whether you've experienced Chapter 11 or Chapter 13, we can help you get approved for a bad credit auto loan!
We specialize in helping individuals with poor, bad, no credit, and bankruptcy get approved for auto/car financing. Apply Today!
We Work for You!
The parent company to AutoCreditLending.com,AutoApproved.com, was started by our family to help people get car loans even with bad credit. We've been helping poeple with bad credit get financing since the 1980's. We know what we are doing and are the very best for helping you find the perfect match financially with competitve loan terms - no matter what your bad credit score!
We Can Get You Approved!
Our application was created to help people with bad credit get approved for an auto loan. Buyers who have bad credit scores and credit issues can get approved, let us help!